What action is Alana NOT required to take in order to reinstate her lapsed life insurance policy?

The reinstatement of a lapsed life insurance policy typically involves several actions that the policyholder must complete to regain coverage. Among these actions, the requirement to pay the next year's premium in advance is not usually necessary for reinstatement. Insurers generally require the payment of any outstanding premiums that may have been missed since the policy lapsed, but this does not extend to requiring an advance payment for the upcoming year.

Providing proof of insurability is often required as the insurer wants to assess the risk of insuring the individual again, particularly if the lapse was for a significant period. Likewise, submitting a reinstatement application is a common step in the process to formally indicate the desire to reinstate the policy. Therefore, while other actions may be mandatory, paying the next year's premium in advance is typically not a requirement for reinstatement.