Which condition must be covered by a long-term care policy issued in Nebraska?

A long-term care policy issued in Nebraska is required to cover certain specified conditions as part of its standard provisions. One of these conditions is Alzheimer's disease. This requirement is based on the recognition of the prevalence of Alzheimer's and similar cognitive impairments among the aging population, making it essential for long-term care insurance to provide necessary coverage for individuals facing such progressive conditions.

By including Alzheimer's disease in the coverage, the policy assures that individuals who develop this condition will have access to the needed care and services to help manage their daily living activities and medical needs. As this disease can affect cognitive function significantly and often requires extensive care over an extended period, its inclusion in long-term care policies is crucial for comprehensive health care planning.

While conditions like Parkinson's disease, heart disease, and multiple sclerosis are serious and often require substantial care, they do not carry the same specific inclusion mandate in terms of long-term care insurance in Nebraska. Thus, Alzheimer's stands out as a required condition that must be addressed by these policies.