Which statement is correct regarding Social Security insured status for Brian and Samantha?

The statement that Samantha is fully insured, which grants her more benefits than Brian, is correct because being fully insured under the Social Security system typically refers to having accumulated enough work credits to qualify for the maximum retirement benefits. Full insurance status means an individual has worked for a sufficient number of quarters, typically ten years' worth of work, to qualify for their own retirement, disability, or survivor benefits.

If Samantha has indeed achieved fully insured status, she has access to a wider range of benefits than someone who is not fully insured. This status is crucial as it directly affects the level of benefits an individual can receive. For instance, if Brian has not accumulated enough work credits or does not meet the criteria for full insurance, Samantha could indeed be in a position to receive greater benefits based on her accumulated work history.

Understanding Social Security's insured status is essential for evaluating eligibility and benefit amounts. Additionally, differences in work history or contributions may result in variations in eligibility for benefits, which highlights the importance of each person's work record in determining their Social Security benefits.